Repossess Your Truck

5:31

A collections agent calls Jeremy claiming he hasn't paid his truck loan in four months and threatens to repossess his 2003 GMC Sierra.

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Transcript

128 lines
Speaker 1

The baddest radio show and the man.

Speaker 1

Uh I'm trying to reach a please.

Speaker 2

This yeah.

Speaker 1

How are you?

Speaker 1

My name is uh Robert.

Speaker 1

I'm with the uh collection agency.

Speaker 1

You do own a uh Sierra 2003 GMC truck.

Speaker 1

Am I correct?

Yep.

Speaker 1

Okay, we don't show that we've had any payments uh within the last, I guess about three close to four months now.

Speaker 1

And we want to try and stop having to come in and repossess it.

Speaker 1

Maybe we give you a chance to uh bring your payment in, but we haven't had a payment from you in about four months, sir.

Speaker 2

No, I just want to pay my truck when I had changed from s but now with the other uh the other thing.

Speaker 2

Uh oh, I don't I don't know what's in the mo.

Speaker 2

Yeah, I've been paying on time.

Speaker 2

It's direct deposit from our car, I don't worry about that.

Speaker 1

Well, uh I'm with they've they've turned you over to to us.

Speaker 1

I'm with uh collection agency and we haven't gotten anything from I don't I don't show any uh any paperwork here on the computer at all that we've had any payments made within the last four months.

Speaker 2

So that's why they're no, I've been paying it on I don't know how they turned it over to y'all without my permission.

Speaker 2

They can't never turn my uh my title to my truck over to y'all and pay y'all.

Speaker 2

I don't even know y'all.

Speaker 1

Well, I understand that, sir.

Speaker 1

What happens is if you haven't paid it in a certain amount of time, it actually comes over to the collection agency, and that's what they've done.

Speaker 1

They've actually sent it over to us.

Speaker 1

Um they've given us uh pretty much all the information on you.

Speaker 1

I guess it's uh uh goldest type of color uh Sierra 2003 GMC truck.

Speaker 1

From my understanding, am I correct?

Speaker 2

Yeah, that's my truck.

Speaker 1

Okay.

Speaker 1

Um now what I'm gonna need from you today, Jeremy, is for you to come in uh and make a payment to us this evening for four months.

Speaker 1

So we can see so we don't have to come in and repossess your truck.

Speaker 1

And I don't want to have to do that, but I'll if I have to send a record out there to you, I have your address on file as well.

Speaker 1

I don't want to have to send anybody out to pick it up.

Speaker 2

Hold on, Partner's line.

Speaker 2

Y'all not come and get my truck, and I'm not paying y'all for for no full month.

Speaker 2

I've been paying my truck no all the time every month.

Speaker 2

That's a done deal.

Speaker 1

Sir, I don't want to get in a back and forth with you, but I'm telling you exactly how it's gonna go.

Speaker 1

Now I'll come out there and repossess it myself.

Speaker 2

But I'm telling you, but um look look, partner, slow down.

Speaker 2

Look, that's not that's not even uh where we gotta go with that.

Speaker 2

Don't be you don't need to be screaming and fussing and chaotic and come get it yourself and all that.

Speaker 2

You ain't with my truck, my truck.

Speaker 2

That's gonna be that.

Speaker 1

What hang on, let's back up.

Speaker 1

Because I'm a man just like you and man.

Speaker 1

What do you mean it's gonna that's gonna be that?

Speaker 1

What are you saying?

Speaker 1

What are you s what are you what are you saying to me, son?

Speaker 2

I'm I'm telling you, no, sir.

Speaker 2

Look, I'm telling you that I I I pay my truck note and and that's a final.

Speaker 2

I I don't know, I don't know who you at.

Speaker 1

Well, let's I I've already stated to you before.

Speaker 1

I'm with an agency.

Speaker 1

And let's get one thing straight.

Speaker 1

You don't tell me, I tell you.

Speaker 2

Now hey, hey, dude, calm down.

Speaker 2

We're on the phone.

Speaker 2

It don't make no sense talking, you know, uh, over the phone and whatnot.

Speaker 2

You can come, you can come get the truck.

Speaker 2

My truck right here at work.

Speaker 2

I'm right here, you can come, you can come try to get my truck.

Speaker 2

You can come over here.

Speaker 1

Sir, I'm already aware of where you work and the whole nine yards.

Speaker 1

Now, I don't I'm I'm trying to uh be as uh cordial with you as I can.

Speaker 2

Now you can not be called you talking about coming get my truck when I tell you I'll be playing my s so you know you should have drived out and be like, all right, I'm gonna check with somebody else and check with somebody else and make sure I'm I'm right.

Speaker 2

And then call me back.

Speaker 1

I'm telling you, you haven't paid anything.

Speaker 1

That's what I'm telling you.

Speaker 1

I've got it listed on the computer.

Speaker 1

You've been turned over, agency, and you haven't done a d you haven't done a d thing where you stupid.

Speaker 2

You, you, you raising your breath screaming the house.

Speaker 2

Well, matter of fact, you could come f with my truck.

Speaker 2

I'm I'm I'm gonna be out of my truck and I'm gonna wait on you.

Speaker 2

What time you gonna be up?

Speaker 1

It doesn't make any difference, sir.

Speaker 1

You're gonna get repossessed tonight if I don't get four months payment.

Speaker 1

Bro, definitely.

Speaker 1

If I don't get four months payment brought in to me, the collection agency, your truck will be taken care of.

Speaker 2

Hold on, hold on.

Speaker 2

Listen, man, hold on.

Speaker 2

Go f with my truck.

Speaker 2

Hey, look, stop filling at me over this f hole, Party.

Speaker 1

You quit cursing at me.

Speaker 1

That's what's wrong with you, man.

Speaker 2

You got me twisted.

Speaker 2

Look, look, my truck part right outside.

Speaker 2

You can come over here and get it.

Speaker 2

I'll be sitting on that waiting for you.

Speaker 1

Look, you know what?

Speaker 1

I'm at the point.

Speaker 1

I don't give a d about this job.

Speaker 1

I'm ready to come kick your.

Speaker 1

That's what I'm ready to do.

Speaker 1

Call it bad cat.

Speaker 1

I don't need a little scared hanging up the phone.

Speaker 1

You stand here like a man and you handle your problems.

Speaker 2

Hey, hold on.

Speaker 2

I I'm not f working.

Speaker 2

I can't be dealing with that d man.

Speaker 2

I'm I don't I don't make it work, bro.

Speaker 1

You stop calling my I'm at work too doing my job the same way you're doing yours.

Speaker 2

Hey, well make your money, do you do your job?

Speaker 2

Come get the truck.

Speaker 1

I got one more thing I want to say to you before you go.

Speaker 1

Are you listening?

Speaker 2

No, I'm listening to you.

Speaker 1

What's what you said, this is nephew timing from the Steve Harvey morning show.

Speaker 1

You just got pranked by shut out of you.

Speaker 1

You are you all right, man.

Speaker 2

No, I'm not alright.

Speaker 2

I'm on top of this roof, man.

Speaker 2

I'm I'm talking about my cooler.

Speaker 2

I'm upset.

Speaker 2

Yeah.

Speaker 1

She told me.

Speaker 1

She told me, man, she said, That boy love that truck.

Speaker 2

Yeah, that's my truck, man.

Speaker 1

Hey, man.

Speaker 2

Yeah, yeah, you got it, but you gotta do it.

Speaker 1

Hey, I gotta add I gotta ask you the man.

Speaker 1

Tell me, brother.

Speaker 1

What is the badest?

Speaker 1

I'm talking about.

Speaker 3

Okay.

Speaker 3

All right.

Speaker 3

I got your phone.

Speaker 3

I'll give your wife a call.